Terms and Conditions

Legal Agreement and Binding Nature

These Terms and Conditions constitute a legally binding agreement between you (whether personally or on behalf of an entity) and Ledger Pro concerning your access to and use of our services and website. By engaging with our services or accessing our website, you acknowledge that you have read, understood, and agree to be bound by these terms.

These terms apply to all users of our website and services, including but not limited to clients, prospective clients, website visitors, and anyone who accesses or uses our services in any capacity.

Legal Notice: If you do not agree to these Terms and Conditions, you must immediately discontinue use of our website and services. Continued use constitutes acceptance of these terms as they may be modified from time to time.

User Obligations and Conduct Requirements

1. Compliance with Laws and Regulations

By using our services, you agree to:

1.1 Comply with all applicable Cyprus laws, EU regulations, and international standards relevant to your use of our services
1.2 Provide accurate, complete, and truthful information in all communications and documentation
1.3 Maintain proper business licenses, permits, and registrations required for your operations
1.4 Not use our services for any unlawful, fraudulent, or deceptive purposes
1.5 Cooperate with legal and regulatory inquiries when requested

2. Professional Conduct and Behavior Standards

Users must maintain professional standards by:

2.1 Treating our staff with respect and professionalism in all interactions
2.2 Responding promptly to reasonable requests for information or documentation
2.3 Maintaining confidentiality of sensitive business discussions and proprietary information
2.4 Honoring payment obligations in a timely manner according to agreed terms
2.5 Not engaging in harassment, discrimination, or abusive behavior toward our personnel

3. Indemnification Obligations

You agree to indemnify, defend, and hold harmless Ledger Pro, its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:

3.1 Your violation of these Terms and Conditions or any applicable laws
3.2 Your misuse of our services or website
3.3 Inaccurate or misleading information you provide to us
3.4 Infringement of intellectual property or other rights of third parties
3.5 Your business operations and financial activities

4. Privacy and Data Protection Obligations

In relation to data protection, you agree to:

4.1 Provide only information you are legally authorized to share with us
4.2 Ensure any personal data of third parties you share has proper legal basis
4.3 Comply with applicable data protection regulations in your jurisdiction
4.4 Review and comply with our Privacy Policy regarding your data

5. Third-Party Interactions

Regarding interactions with third parties through our services:

5.1 You are responsible for your relationships and agreements with third parties
5.2 We are not liable for actions or omissions of any third-party service providers you engage
5.3 Links to third-party websites are provided for convenience without endorsement
5.4 You should review terms and policies of any third-party services you use

Liability Limitations and Warranties

6. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. To the maximum extent permitted by law:

6.1 We make no warranties, express or implied, regarding our services
6.2 We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement
6.3 We do not warrant uninterrupted, timely, secure, or error-free service delivery
6.4 We do not guarantee specific outcomes or results from our services
6.5 Information on our website is for general guidance only and not professional advice

7. Limitation of Liability

To the fullest extent permitted by applicable law, Ledger Pro shall not be liable for:

7.1 Any indirect, incidental, special, consequential, or punitive damages
7.2 Loss of profits, revenue, data, or business opportunities
7.3 Business interruption or loss of goodwill
7.4 Errors or omissions in content or for any loss or damage of any kind
7.5 Acts or omissions of third parties

In any case, our total liability shall not exceed the amount you paid to us for services in the six months preceding the claim.

8. Exclusion of Consequential Damages

Under no circumstances shall we be liable for consequential damages including but not limited to:

8.1 Regulatory penalties or fines resulting from your business activities
8.2 Tax liabilities arising from business decisions you make
8.3 Damages from delays in information processing or communications
8.4 Losses from reliance on general information provided on our website

9. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including:

• Acts of God, natural disasters, epidemics, or pandemics
• War, terrorism, civil unrest, or government actions
• Internet or telecommunications failures not caused by us
• Changes in laws or regulations affecting service delivery
• Labor disputes, strikes, or lockouts

Legal Provisions and Dispute Resolution

10. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with:

10.1 The laws of the Republic of Cyprus, without regard to conflict of law principles
10.2 Any disputes shall be subject to the exclusive jurisdiction of the courts of Cyprus
10.3 You irrevocably consent to the jurisdiction of Cyprus courts
10.4 Applicable EU regulations and directives shall also apply where relevant

11. Dispute Resolution Procedures

In the event of any dispute arising from these terms:

11.1 Both parties agree to first attempt resolution through good faith negotiations
11.2 If negotiations fail, parties may pursue mediation before formal legal proceedings
11.3 Written notice of disputes must be provided within 30 days of the issue arising
11.4 Parties shall bear their own costs during negotiation and mediation phases

12. Severability Clause

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable:

12.1 The invalid provision shall be deemed modified to the minimum extent necessary to make it valid
12.2 All other provisions shall remain in full force and effect
12.3 The parties will negotiate in good faith to replace invalid provisions

13. Modification of Terms

We reserve the right to modify these Terms and Conditions at any time:

13.1 Material changes will be communicated through our website or via email
13.2 Continued use after changes constitutes acceptance of modified terms
13.3 The "Last Updated" date indicates when terms were last revised
13.4 It is your responsibility to review terms periodically

14. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Ledger Pro regarding your use of our services. These terms supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

Questions or Concerns?

If you have questions about these Terms and Conditions or need clarification on any provision, please contact us for assistance.

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